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Why a Virtual CFO is Working in a Jewelry Booth
I am flying out to Miami this weekend to work at a jewelry show. This might seem like an unusual move for a fractional CFO; my days are...
ES Raphael
Jan 73 min read
Lessons from the First Consultant - Joseph son of Jacob
A Personal Connection to Joseph My grandfather’s name was Joseph, and I admired him deeply—not only as a grandfather but as a remarkable...
ES Raphael
Dec 23, 20244 min read
Sometimes, Trust is not an Option
I pride myself on being good at working with and collaborating with people. I tend to be very forgiving of other people's errors, even...
ES Raphael
Dec 17, 20243 min read
Exit Like a Pro
Two years ago, my wife and I sold our family home of 15 years. It was the place where we raised our kids, celebrated milestones, and...
ES Raphael
Dec 10, 20244 min read
No Leverage? Mastering Negotiations Against the Odds
In business, there’s always a deal to be made—but what happens when the other party holds all the power? Maybe it’s a supplier with...
ES Raphael
Dec 6, 20245 min read
Why it's Critical for your vCFO to be Conflict-Free
In today's dynamic and complex business environment, companies often rely on Virtual CFOs (vCFOs) to provide strategic financial...
ES Raphael
Dec 3, 20245 min read
Feeling Extra Pressure From Your Bank Lately?
Yes, banks often put extra pressure on their customers toward the end of the calendar year, primarily due to several financial and...
ES Raphael
Nov 21, 20241 min read
AI Boost for Restaurants: Beyond Bean Counting with your (Fractional) CFO
Major restaurant chains are already capitalizing on the AI wave, setting a robust example of how data-driven technology can propel the...
ES Raphael
Apr 29, 20243 min read
Pro Tip: Manage Your Cash Flow Like the Life of Your Business Depends on it!
Success often hinges on a delicate balance of resources and vision. At the heart of this balance lies the often-overlooked hero: cash...
ES Raphael
Mar 22, 20241 min read
Shameless Sales Pitch: How Admiral's KPI Dashboard Propels Growth
Do you seek a robust solution that not only illuminates your business's critical metrics but also empowers confident decision-making?...
ES Raphael
Mar 19, 20242 min read
It's 10:07: Are Your Books Reconciled?
Fact: few tasks are as crucial as reconciling your company's books to all bank and credit accounts. While it may seem like a routine...
ES Raphael
Mar 14, 20243 min read
AI Boost for Landlords: Beyond Bean Counting with your (Fractional) CFO
The infusion of Artificial Intelligence (AI) into the landlord business has ushered in a transformative era, redefining operations with...
ES Raphael
Mar 12, 20242 min read
Memory of My Grandfather's Financial Wisdom
In the peace and quiet of his living room, my grandfather, Saba Yoseph Shimony OB'M, would sit alone each evening, surrounded by the...
ES Raphael
Feb 27, 20242 min read
Shaq's Business Ventures: A Slam Dunk Collaboration with CFOs
The once unexpected alliance between Shaquille O'Neal, the iconic basketball star turned savvy entrepreneur, and Chief Financial Officers...
ES Raphael
Feb 23, 20242 min read
Pro Tip: Watch your Margins
Paying close attention to your business's profit margins is just as crucial as tending to the daily tasks. Profit margins act as...
ES Raphael
Feb 21, 20241 min read
Business is What Happens While you are Making Other Plans
We all know that the ability to adapt and recalibrate in business is not just a skill but a necessity. We depend on the future actions of...
ES Raphael
Feb 19, 20242 min read
Finding the Perfect Fractional CFO: A Comprehensive Checklist
When seeking a fractional CFO, a business owner should consider expertise, services, flexibility, cost-effectiveness, and the potential...
ES Raphael
Feb 15, 20242 min read
AI Boost for Insurance Brokers: Beyond Bean Counting with your (Fractional) CFO
The insurance brokerage industry is on the cusp of a transformation, driven by the power of Artificial Intelligence (AI). As we navigate...
ES Raphael
Feb 12, 20242 min read
Pro Tip: Business Strategy and Business Financial Strategy are Not the Same!
Many business owners fail to differentiate between a business strategy and a business financial strategy, often neglecting the latter,...
ES Raphael
Feb 7, 20241 min read
Don't Throw Out the Baby with the Bathwater
The best way for a business to cut expenses involves a combination of strategic planning, cost analysis, and efficient resource...
ES Raphael
Feb 5, 20242 min read
Take Control of Your Cash Flow (Free Template Access)
Cash flow isn’t just important — it’s everything!
Stay ahead with our free 13-Week Cash Flow Forecast Template.
Project your inflows and outflows, spot challenges before they become emergencies, and steer your business with greater confidence.
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