Can Your Business Survive

25% Growth?
A financial stress test designed for privately held companies between $10M and $50M in revenue.
 

 

Revenue growth does not automatically strengthen a business.  As revenue expands, working capital rises before cash is collected.

Receivables stretch. Inventory builds. Payroll increases ahead of billing. Debt service becomes more sensitive to timing gaps.

Operational capacity tightens. Hiring delays matter. Customer concentration risk increases. Reporting processes that worked at $15M begin to strain at $30M or $40M.

Growth does not create failure. Structural blind spots do.

This Growth Stress Test evaluates readiness across three areas: Cash, Capacity, and Control. The output is a directional score from 0 to 100, indicating whether expansion is likely to strengthen your position or expose structural risk.

 

 

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What This Tool Measures

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• Incremental working capital required under a 25% growth scenario
• Projected debt service coverage under expansion
• Cash runway under increased operating strain
• Production utilization and customer concentration risk
• Financial reporting and control discipline
• Produces a 0–100 structural readiness score

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